CLICK HERE TO APPLY

Job Summary:

• Manages, builds, coaches, and maintains a staff of Lenders. Supports the Lenders in the performance of their assigned responsibilities by               providing consistent performance feedback and preparing performance reviews.
• Establishes and maintains direct involvement and promotes exceptional customer service with existing and prospective customers.
• Analyze potential loan markets and develop referral networks to locate prospects for loans.
• Market bank products to individuals and firms, promoting bank services that meet customers' needs.
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Submit credit requests and appropriate financial information to credit analysts to determine creditworthiness of applicant.
• Handle customer complaints and take appropriate action to resolve them.
• Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
• Review and update credit and loan files.
• Negotiate payment arrangements with customers who have delinquent loans.
• Perform all duties in relation to the Bank Secrecy Act under the guidance of the BSA Officer.

Skills and Abilities Required to Perform Essential Job Functions:

Must have and be able to consistently apply the following skills at the levels indicated to produce assigned results.

• Business Acumen – Exhibits a keenness and quickness in understanding and dealing with a "business situation" (risks and opportunities) in a        manner that is likely to lead to a good outcome.
• Financial Aptitude - Able to understand and explain economic and accounting information.
• Decision Making – Able to think objectively and relate concepts to the goals.
• Problem-Solving - Adept at formulating decisions quickly and effectively.
• Instills Trust – Capable of gaining the confidence and trust of others through honesty, integrity, and authenticity.
• Interpersonal Skills - Capable of effectively communicating, socializing, connecting, and cooperating with other individuals or groups.
• Customer Focus – Able to build strong internal and external relationships.
• Collaboration – Capable of building partnerships and working collaboratively with others to meet shared objectives.
• Ensures Accountability – Holds self and others responsible and accountable to meet commitments

Education, Experience and Qualifications:

• ‪Five (5) years of experience as a commercial loan business development officer or equivalent work experience.
• A Bachelor’s degree from an accredited four-year college or university in finance or accounting is preferred but not required.

Physical Requirements of Essential Job Functions:

The associate is frequently required to sit and/or stand, communicate, reach, and manipulate objects, tools or controls that are typical of an office/bank environment. Lifting items weighting up to 10 pounds on a consistent basis. Manual dexterity and coordination are required over 80% of the work period while operating equipment such as computers, phones, calculators, etc.

Working Conditions:

• Typical office environment.
• Extended viewing of computer screens.
• Regular office hours are Monday thru Friday from 8:00 a.m. to 5:00 p.m.  Occasional weekend and evening work may be required.

The above statements are intended to describe the general nature and level of work performed by associates assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of the associate classified as such. Duties and responsibilities may be added or changed as deemed appropriate by management at any time therefore, they could differ from those outlined above.

United Fidelity Bank is proud to be an Equal Opportunity/Affirmative Action employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.

Please note: UFB does not accept resumes from independent recruiters or external staffing agencies for any of our openings unless we have an agreement in place, signed by the VP of Human Resources.